Strategic Solutions for Every Borrower
Whether you are a first-time buyer, a seasoned investor, or navigating a complex financial situation -- there is a program designed for you.
Conventional
Fixed and adjustable rate options. As low as 3% down for primary residences, second homes, and investment properties.
FHA
Down payments as low as 3.5%. 580+ credit scores accepted. Ideal for first-time buyers or those rebuilding credit.
VA
Zero down payment, no PMI for veterans and active-duty service members. Competitive rates to honor your service.
USDA
Zero-down financing for rural and suburban Texas properties. Up to 100% financing in eligible areas.
Jumbo
Financing for luxury properties exceeding conventional loan limits. Custom solutions with flexible terms.
Land, Ranch & Hobby Farm
Specialized lending for Texas land purchases, working ranches, and hobby farms. Flexible terms for rural property.
Construction & OTC
One-time-close construction loans. Combine lot purchase and construction into one streamlined loan. Available for Conventional, VA, USDA, and FHA.
Down Payment Assistance
Up to 5% assistance available. Multiple DPA programs for first-time buyers, community heroes, and more. No income limit options.
Flexible Non-QM Financing
Solutions for borrowers who do not fit traditional lending boxes. Self-employed, investors, foreign nationals, ITIN holders -- if you have been told "no" before, this is where I specialize.
DSCR
Qualify on rental income -- not personal income
- Loan amounts up to $3,500,000
- Short-term or long-term rentals
- SFRs, condos, 2-4 units, mixed-use
- Up to 85% LTV | Min 640 FICO
1099 Only
For self-employed and independent contractors
- Loan amounts up to $4,000,000
- One or two years of 1099s required
- No reserves required at 75% LTV or less
- Owner-occupied, second homes, investment
Bank Statement / P&L
Business owners using CPA-prepared financials
- Loan amounts up to $4,000,000
- CPA or tax preparer P&L on letterhead
- Min 660 FICO
- SFRs, condos, townhomes
ITIN
For borrowers without a Social Security number
- Loan amounts from $100K to $2,500,000
- Alt income: 1099, P&L, Bank Statements, DSCR
- Up to 85% LTV | Min 620 FICO
- Primary, second homes, and investment
Foreign National
No U.S. credit history? No problem.
- Loan amounts from $150K to $3,000,000
- DSCR, Asset Utilization, Gift Funds allowed
- Condotels, 2-4 units, mixed-use eligible
- Up to 75% LTV | Min 680 FICO or no U.S. credit
Asset Utilization
High-net-worth borrowers -- use assets instead of income
- Loan amounts up to $5,000,000
- Qualify using liquid assets as income
- No employment required
- Owner-occupied, second home, investment
You may qualify -- even if you have been told no before.
Clear guidance. Strong approvals. Smooth closings.
Schedule a Free ConsultationYour Trusted Lending Partner
I help your clients close. Fast pre-approvals, clear communication, and solutions for the deals other lenders turn away. Available nights and weekends because your buyers do not wait until Monday.
Partner With TylerSame-day turnaround on most applications
You and your client always know where things stand
On-time closings backed by in-house underwriting
Non-QM, credit challenges, self-employed -- I find a way
What Clients Are Saying
14 reviews across Google and Experience.com -- 4.98 average rating
“Story started off with another denial by my bank, Tried for the past 5 years to get an approval for a mortgage, The lady in charge of lending at my bank suggested I reach out to Tyler... Tyler was very honest and upfront...”
“Tyler was great through the whole process. He did a great job communicating and even came to meet us at our closing. I have zero reservations about recommending him.”
“Great communication.”
“Things went smoothly, and Tyler did a good job explaining how and why to make decisions wisely.”
“Tyler is a trustworthy lender, and a really hard worker. It is clear that he truly values people...”
Serving All of Texas
Licensed to lend across the Lone Star State
Guiding You Home with Clarity, Care & Confidence.
I serve as a strategic mortgage advisor for clients and referral partners across Texas, helping structure home financing with clarity, precision, and confidence. Based in College Station for more than 20 years, I work with first-time buyers, move-up families, physicians, self-employed professionals, land and rural property purchasers, and real estate investors who require thoughtful structuring and reliable execution.
Our platform allows us to originate, underwrite, and fund loans in-house. That control matters -- it creates stronger communication, faster decision-making, and greater certainty at closing. My approach is relationship-driven and long-term. I believe mortgage lending should be strategic, not transactional.
What sets me apart:
- Clear communication and disciplined follow-through
- Proactive problem-solving -- no surprises at closing
- A loan strategy that fits your life, not just your numbers
As a husband, father of five, and lifelong Texan who has lived in 12 cities across this state, I am deeply invested in helping Texans find their way home. I live and work in the Bryan-College Station community with my wife Ashlee and our children. Home loans made clear, not complicated.
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Schedule a Free Consultation
Tell me about your goals. I will respond within 24 hours with a personalized strategy for your mortgage.